Finance and wealth management are central to Liuhe’s practice areas. Our firm was among the first in Zhejiang Province to provide legal services to banks, insurance companies, trust entities, and securities institutions, as well as to engage in wealth management. With extensive experience serving both domestic and international clients, our lawyers are equipped with top-tier legal education and significant experience from renowned firms.
Liuhe offers comprehensive legal services across several key areas, including non-performing asset disposal, structured finance, internet finance, trust and asset management, private equity funds, and insurance. We are the legal advisors to the Zhejiang Insurance Industry Association and a partner in the Zhejiang Insurance Contract Dispute Resolution Mechanism. Our services include ongoing legal counsel, litigation, and non-contentious legal services for banks, insurance companies, trusts, and asset managers.
What We Do
Banking Services
Our banking practice offers in-depth expertise on the establishment, restructuring, and compliance of financial institutions, while also providing tailored solutions for complex financing needs.
Services include:
1. Establishment and restructuring: Guiding the setup of banks and financial institutions, and advising on capital increases and equity transfers.
2. Product innovation: Assisting with the development and launch of innovative financial products, ensuring regulatory compliance.
3. Financing transactions: Providing legal counsel for bond issuances, IPOs, commercial loans, syndicate lending, and project financing.
4. Trade finance: Advising on matters related to letters of credit, guarantees, and factoring arrangements.
5. Regulatory compliance: Offering comprehensive compliance reviews to align with banking and financial regulations.
6. Fintech and innovation: Assisting clients with legal matters related to financial technologies and innovative banking solutions.
Insurance Services
Liuhe's insurance practice covers a broad range of advisory and dispute resolution services, focusing on the regulatory, compliance, and litigation needs of insurance companies.
Services include:
1. Establishment of insurance companies: Legal assistance with the formation and structuring of insurance companies.
2. Capital management: Advising on capital increases and equity transactions within the insurance sector.
3. Product development: Providing legal analysis on innovative insurance products and advising on policy design.
4. Investment services: Assisting with domestic and international investment strategies for insurance funds.
5. Claims litigation: Representing clients in claims-related disputes, including reinsurance disputes and liability insurance defenses.
6. Subrogation and indemnity: Advising on subrogation claims and handling liability insurance disputes on behalf of insurers.
Asset Management Services
Our asset management practice helps clients manage distressed assets and navigate debt restructuring, providing solutions that maximise value and mitigate risk.
Services include:
1. Non-performing assets: Supporting clients in the acquisition, management, and disposal of distressed assets through both litigation and non-litigation strategies.
2. Debt restructuring: Assisting debtors with restructuring and optimising their debt profiles.
3. Bankruptcy and reorganisation: Providing legal advice for clients involved in bankruptcy proceedings or restructuring initiatives.
4. Special opportunity assets: Helping clients identify and manage special opportunity assets to maximise investment returns.
Non-Banking Financial Services
Liuhe provides a wide array of legal services in emerging financial sectors, offering expert advice on the regulatory and transactional aspects of internet finance, asset securitisation, and blockchain technology.
Services include:
1. Internet finance: Advising clients on legal matters related to online financial platforms and services.
2. Supply chain finance: Assisting with the structuring of supply chain finance solutions and ensuring legal compliance.
3. Asset securitisation: Providing legal support for the securitisation of assets, helping clients structure and execute transactions.
4. Digital finance: Offering counsel on third-party payment systems, digital currencies, and blockchain applications.
5. Leasing and factoring: Providing legal advice on financing leases and factoring transactions.
Trust Services
Our trust practice includes legal guidance on the design, management, and compliance of trust products, with a particular focus on cross-border trust arrangements and tax planning.
Services include:
1. Trust product structuring: Designing trust product structures and offering legal opinions on their validity and compliance.
2. Post-investment management: Providing ongoing management and compliance services for trust plans.
3. Cross-border trust management: Advising on the creation and administration of international trust structures, including tax implications.
Family and Wealth Management
Liuhe’s wealth management services focus on advising high-net-worth families on matters related to governance, tax optimisation, and wealth transfer across generations.
Services include:
1. Family business governance: Assisting in the design and implementation of governance structures for family-owned businesses.
2. Wealth transfer: Providing legal services for estate planning and the orderly transfer of wealth to future generations.
3. Family disputes: Offering dispute resolution services related to family businesses, investments, and wealth distribution.
4. Tax planning: Advising on tax-efficient strategies for family wealth and estate management.
